Friday, November 5, 2010

Women Making Money


The Serbian Public Prosecutor, in cooperation with the Serbian Ministry of the Interior, conducted an investigation into the case of a Serbian Facebook group “Death to Women“ (”Smrt ženama”), which was propagating hatred towards women.


According to the Serbian daily Press,Tomo Zoric, spokesman of the Serbian Prosecutor's Office, said:


The group “Death to Women” is currently under investigation, along with other groups that call for violence. Unfortunately, Facebook was not founded in Serbia, and sometimes it is difficult to identify the founders. We are trying to establish cooperation with other countries.


In the first 24 hours after the group was set up, more than 450 people became members, posting some very abusive slogans:


“Stop women's abominations, fraud and deception!“; “You want to be equal with men, to do men's jobs, but not to obey men!“; “They are cowards who do not deserve to live!“; “Let's beat and kill women!”


The group's page was overflowing with photos of tortured and mutilated women, as well as men “in action,“ brutally beating women whose faces were covered in black and blue bruises.


Very aggressive tone was detected in a message directed at one of the group's opponents:


We're not gays, I swear by the venerable Cross that we are not gays, but we will not tolerate women while they are taking the money out of our pockets making asses out of us. Okay, you defend them and you will end up in the grave with them.


Bobana Macanovic, an activist of the Autonomous Women's Centre, concluded that the group was the most horrible evidence of the thesis that aggression had become the way of communication in the Serbian society. She stressed that violence often went unpunished, revealing that 26 women ended in obituaries since the beginning of this year as victims of abusive partners.


Psychologist Maya Antončić said it was not an insignificant fact that this group emerged in the month that saw an explosion of violence in Belgrade's streets during the Gay Pride Parade. But she was more worried about the number of the “fans.” She observed:


This group pays attention to the fact that violence against women exists, and still there are people who do not hesitate to publicly denounce women as weaker and less worthy beings who deserve to suffer violence.


In an article published in Kurir, Neven Cveticanin, a sociologist from the Institute of Social Sciences, pointed out that this phenomenon was a reflection of the general situation in the society. She saw it as an expression of social frustration and a form of violence against the minorities.


The editorial staff of Kurir alarmed the Serbian police about the issue, asking them to take the necessary measures against the group.


One of the earliest responses to this cruel anti-women group was establishing an alternative Facebook group - “Let's Get Rid of the Group ‘Death to Women'” (”Ukinimo Grupu 'smrt Zenama'”) - which currently has over 5,400 members.



As you may or may not have already heard, Life and Style reported last week that an insider (most likely Gary's friend Jordan) spilled the beans about the Teen Mom salaries. Your first thought might be, "Who cares?" But some people do seem to care a lot, admittedly including me. The question is, why?



Many applaud the show for being a hip pregnancy deterrent. Others insist that it doesn't paint a dismal enough picture. Those who believe it does a disservice by making young motherhood look less than hellish often cite their belief that the only thing saving the cast from public housing is the bags of money MTV is showering upon them. But really, are the girls' lives much different now than they were when 16 and Pregnant first aired? Even if we believe that MTV has turned Teen Mom from a docu-series to a scripted drama (frankly I don't think any of the cast are good enough actors to pull that off), they have stayed true to the girls' roots. If the show never existed, would any of them be in dramatically different living situations than they are now? I doubt it.



MTV works hard to portray the Teen Mom cast as broke and struggling to provide for their babies. Catelynn, despite placing her baby for adoption a year ago, is still stuck at home in a dysfunctional and emotionally abusive family. Amber and Gary seem to stay in their volatile relationship for no other reason than having nowhere else to go. Farrah works rough hours and needs her late boyfriend's SSI to help support her daughter. Maci seems to do alright but that could be attributed to her parents' assistance, though she still worries about moving out of their house and paying the rent on a new apartment.



None of their situations strike me as unrealistic. I was a teen mom, I know quite a few teen moms, and I've seen all of these scenarios (and more) play out in real life. What does seem odd to me is that they are living the way they are if they're getting $60,000 paychecks. Compared to the other top MTV stars' salaries, $60,000 a season is chump change. But it's a respectable full-time yearly salary for an American family, especially in the areas where the girls live. They could live comfortably on that particularly with their additional sources of income, which actually makes a lot of people angry.



Recently I spoke to a young woman ("T") who backed out of 16 and Pregnant's second season. She wanted to go on the show because she felt she could be a positive role model to other young mothers. But MTV producers wanted to focus a lot more on her struggles with bulimia, her less than stellar relationship with her mother, and her 20-year-old boyfriend's religious family who kept her a secret and pushed her to place the baby for adoption. She was offered $2,500 during filming and an additional $2,500 when her episode aired. If the father of the baby was involved, he would get $1,000. "Hardly 'rich', but enough to help with the expenses and leftover medical bills," she told me.



I asked her how she feels about the show now that she's a mother:



The show mostly shows the hardships in my opinion, the moments all mothers reach at some point when they are sleep deprived, frustrated, and just need a break, but it is looked on more harshly because of the fact these are teen moms and not 30-something-year-old women.



When I watched season 1 of 16&Pregnant, it psyched me out beyond all belief. They showed the girls tired, run down, emotional, and struggling with everything. I was so worried I could not handle it, because I literally thought my life was going to be made up of only those frazzled moments shown on TV, but when my daughter was born I was surprised to find it was not as bad as I thought. Sure, it was frustrating, tiring, and there were times I wanted to rip my hair out, but it was not like I had hyped it up to be.



And that is the crux of the issue.



People must care about the money because they're searching for an explanation. They want to know why the girls on Teen Mom are not destitute and seething with regret. Every season during the Dr. Drew finale wrap-up, I get the feeling he's doing PR damage control by constantly reiterating, "You love your child but life would be sooo much easier if you didn't get pregnant, right?" Sure, each of them has her own problems (some bigger than others) but they are not "teenage mom" problems so much as they are personality flaws or unfortunate family situations that anyone at any age could be strapped with. Still, because of our assumptions about young mothers, the only way their lives make sense is if they have enough money that the hardships don't matter as much. But a lot of young moms who aren't on TV say the same thing: It's difficult, but it's worth it. It's not as bad as they thought it was going to be. That makes people very uncomfortable.



I asked T what she or her friends think about the claim that MTV glamorizing motherhood and whether she thinks the show curbs pregnancy:



Whether or not it is a deterrent is relative to who watches it. Someone might see it and think "wow I don't want that, I better be more careful!" and others might see how amazing pregnancy and birth is and think they want it NOW. It really depends on the person.



It occurred to me that's the bottom line. We debate whether MTV is encouraging or discouraging pregnancy. When it boils down to it, I'm not sure they're not really doing either. MTV is presenting us with a relatively straightforward narrative about the lives of young women who often have little in common with each other besides giving birth. We're filling in the rest all by ourselves.



Ask people their opinion about the show and you can infer a lot about their politics. The comments on the episode recaps I've been doing for MomHouston.com are often shocking in the depth of hatred and disgust pointed at sexually active young women. Even self-proclaimed feminists who should be supportive of all forms of reproductive freedom chime in with pearls of wisdom like, "The answer to all teenage pregnancy is abortion!" 16 and Pregnant and Teen Mom are an endless festival of slut-shaming served up as an educational tool.



Teenage pregnancy sits squarely in the intersection of our most pathological American obsessions: female sexuality, public aid, race, religion. Teens moms are an easy target, because who is going to defend them? MTV tapped into a gold mine with this one -- a topic so emotionally fraught and politically intense that hardly anyone can resist offering their opinion about it. Like the proverbial train wreck, once you see the show you can't drag your eyes away. We care about it because we like scapegoats. We care about it because we like to pat ourselves on the back when our prejudice is validated and enjoy the indignation when it's not.



So next time we as a nation sound off about "babies having babies" and how much money they are or aren't making for doing so, let's question whether we are really interested in social reform or if we are playing into cultural attitudes about age, gender, sex, and socioeconomic status. That, I think, could be the enduring lesson we salvage from the Teen Mom phenomenon.







eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

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Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

The Serbian Public Prosecutor, in cooperation with the Serbian Ministry of the Interior, conducted an investigation into the case of a Serbian Facebook group “Death to Women“ (”Smrt ženama”), which was propagating hatred towards women.


According to the Serbian daily Press,Tomo Zoric, spokesman of the Serbian Prosecutor's Office, said:


The group “Death to Women” is currently under investigation, along with other groups that call for violence. Unfortunately, Facebook was not founded in Serbia, and sometimes it is difficult to identify the founders. We are trying to establish cooperation with other countries.


In the first 24 hours after the group was set up, more than 450 people became members, posting some very abusive slogans:


“Stop women's abominations, fraud and deception!“; “You want to be equal with men, to do men's jobs, but not to obey men!“; “They are cowards who do not deserve to live!“; “Let's beat and kill women!”


The group's page was overflowing with photos of tortured and mutilated women, as well as men “in action,“ brutally beating women whose faces were covered in black and blue bruises.


Very aggressive tone was detected in a message directed at one of the group's opponents:


We're not gays, I swear by the venerable Cross that we are not gays, but we will not tolerate women while they are taking the money out of our pockets making asses out of us. Okay, you defend them and you will end up in the grave with them.


Bobana Macanovic, an activist of the Autonomous Women's Centre, concluded that the group was the most horrible evidence of the thesis that aggression had become the way of communication in the Serbian society. She stressed that violence often went unpunished, revealing that 26 women ended in obituaries since the beginning of this year as victims of abusive partners.


Psychologist Maya Antončić said it was not an insignificant fact that this group emerged in the month that saw an explosion of violence in Belgrade's streets during the Gay Pride Parade. But she was more worried about the number of the “fans.” She observed:


This group pays attention to the fact that violence against women exists, and still there are people who do not hesitate to publicly denounce women as weaker and less worthy beings who deserve to suffer violence.


In an article published in Kurir, Neven Cveticanin, a sociologist from the Institute of Social Sciences, pointed out that this phenomenon was a reflection of the general situation in the society. She saw it as an expression of social frustration and a form of violence against the minorities.


The editorial staff of Kurir alarmed the Serbian police about the issue, asking them to take the necessary measures against the group.


One of the earliest responses to this cruel anti-women group was establishing an alternative Facebook group - “Let's Get Rid of the Group ‘Death to Women'” (”Ukinimo Grupu 'smrt Zenama'”) - which currently has over 5,400 members.



As you may or may not have already heard, Life and Style reported last week that an insider (most likely Gary's friend Jordan) spilled the beans about the Teen Mom salaries. Your first thought might be, "Who cares?" But some people do seem to care a lot, admittedly including me. The question is, why?



Many applaud the show for being a hip pregnancy deterrent. Others insist that it doesn't paint a dismal enough picture. Those who believe it does a disservice by making young motherhood look less than hellish often cite their belief that the only thing saving the cast from public housing is the bags of money MTV is showering upon them. But really, are the girls' lives much different now than they were when 16 and Pregnant first aired? Even if we believe that MTV has turned Teen Mom from a docu-series to a scripted drama (frankly I don't think any of the cast are good enough actors to pull that off), they have stayed true to the girls' roots. If the show never existed, would any of them be in dramatically different living situations than they are now? I doubt it.



MTV works hard to portray the Teen Mom cast as broke and struggling to provide for their babies. Catelynn, despite placing her baby for adoption a year ago, is still stuck at home in a dysfunctional and emotionally abusive family. Amber and Gary seem to stay in their volatile relationship for no other reason than having nowhere else to go. Farrah works rough hours and needs her late boyfriend's SSI to help support her daughter. Maci seems to do alright but that could be attributed to her parents' assistance, though she still worries about moving out of their house and paying the rent on a new apartment.



None of their situations strike me as unrealistic. I was a teen mom, I know quite a few teen moms, and I've seen all of these scenarios (and more) play out in real life. What does seem odd to me is that they are living the way they are if they're getting $60,000 paychecks. Compared to the other top MTV stars' salaries, $60,000 a season is chump change. But it's a respectable full-time yearly salary for an American family, especially in the areas where the girls live. They could live comfortably on that particularly with their additional sources of income, which actually makes a lot of people angry.



Recently I spoke to a young woman ("T") who backed out of 16 and Pregnant's second season. She wanted to go on the show because she felt she could be a positive role model to other young mothers. But MTV producers wanted to focus a lot more on her struggles with bulimia, her less than stellar relationship with her mother, and her 20-year-old boyfriend's religious family who kept her a secret and pushed her to place the baby for adoption. She was offered $2,500 during filming and an additional $2,500 when her episode aired. If the father of the baby was involved, he would get $1,000. "Hardly 'rich', but enough to help with the expenses and leftover medical bills," she told me.



I asked her how she feels about the show now that she's a mother:



The show mostly shows the hardships in my opinion, the moments all mothers reach at some point when they are sleep deprived, frustrated, and just need a break, but it is looked on more harshly because of the fact these are teen moms and not 30-something-year-old women.



When I watched season 1 of 16&Pregnant, it psyched me out beyond all belief. They showed the girls tired, run down, emotional, and struggling with everything. I was so worried I could not handle it, because I literally thought my life was going to be made up of only those frazzled moments shown on TV, but when my daughter was born I was surprised to find it was not as bad as I thought. Sure, it was frustrating, tiring, and there were times I wanted to rip my hair out, but it was not like I had hyped it up to be.



And that is the crux of the issue.



People must care about the money because they're searching for an explanation. They want to know why the girls on Teen Mom are not destitute and seething with regret. Every season during the Dr. Drew finale wrap-up, I get the feeling he's doing PR damage control by constantly reiterating, "You love your child but life would be sooo much easier if you didn't get pregnant, right?" Sure, each of them has her own problems (some bigger than others) but they are not "teenage mom" problems so much as they are personality flaws or unfortunate family situations that anyone at any age could be strapped with. Still, because of our assumptions about young mothers, the only way their lives make sense is if they have enough money that the hardships don't matter as much. But a lot of young moms who aren't on TV say the same thing: It's difficult, but it's worth it. It's not as bad as they thought it was going to be. That makes people very uncomfortable.



I asked T what she or her friends think about the claim that MTV glamorizing motherhood and whether she thinks the show curbs pregnancy:



Whether or not it is a deterrent is relative to who watches it. Someone might see it and think "wow I don't want that, I better be more careful!" and others might see how amazing pregnancy and birth is and think they want it NOW. It really depends on the person.



It occurred to me that's the bottom line. We debate whether MTV is encouraging or discouraging pregnancy. When it boils down to it, I'm not sure they're not really doing either. MTV is presenting us with a relatively straightforward narrative about the lives of young women who often have little in common with each other besides giving birth. We're filling in the rest all by ourselves.



Ask people their opinion about the show and you can infer a lot about their politics. The comments on the episode recaps I've been doing for MomHouston.com are often shocking in the depth of hatred and disgust pointed at sexually active young women. Even self-proclaimed feminists who should be supportive of all forms of reproductive freedom chime in with pearls of wisdom like, "The answer to all teenage pregnancy is abortion!" 16 and Pregnant and Teen Mom are an endless festival of slut-shaming served up as an educational tool.



Teenage pregnancy sits squarely in the intersection of our most pathological American obsessions: female sexuality, public aid, race, religion. Teens moms are an easy target, because who is going to defend them? MTV tapped into a gold mine with this one -- a topic so emotionally fraught and politically intense that hardly anyone can resist offering their opinion about it. Like the proverbial train wreck, once you see the show you can't drag your eyes away. We care about it because we like scapegoats. We care about it because we like to pat ourselves on the back when our prejudice is validated and enjoy the indignation when it's not.



So next time we as a nation sound off about "babies having babies" and how much money they are or aren't making for doing so, let's question whether we are really interested in social reform or if we are playing into cultural attitudes about age, gender, sex, and socioeconomic status. That, I think, could be the enduring lesson we salvage from the Teen Mom phenomenon.







eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

eric seiger

Joy Village by gwenbeattie


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

The Serbian Public Prosecutor, in cooperation with the Serbian Ministry of the Interior, conducted an investigation into the case of a Serbian Facebook group “Death to Women“ (”Smrt ženama”), which was propagating hatred towards women.


According to the Serbian daily Press,Tomo Zoric, spokesman of the Serbian Prosecutor's Office, said:


The group “Death to Women” is currently under investigation, along with other groups that call for violence. Unfortunately, Facebook was not founded in Serbia, and sometimes it is difficult to identify the founders. We are trying to establish cooperation with other countries.


In the first 24 hours after the group was set up, more than 450 people became members, posting some very abusive slogans:


“Stop women's abominations, fraud and deception!“; “You want to be equal with men, to do men's jobs, but not to obey men!“; “They are cowards who do not deserve to live!“; “Let's beat and kill women!”


The group's page was overflowing with photos of tortured and mutilated women, as well as men “in action,“ brutally beating women whose faces were covered in black and blue bruises.


Very aggressive tone was detected in a message directed at one of the group's opponents:


We're not gays, I swear by the venerable Cross that we are not gays, but we will not tolerate women while they are taking the money out of our pockets making asses out of us. Okay, you defend them and you will end up in the grave with them.


Bobana Macanovic, an activist of the Autonomous Women's Centre, concluded that the group was the most horrible evidence of the thesis that aggression had become the way of communication in the Serbian society. She stressed that violence often went unpunished, revealing that 26 women ended in obituaries since the beginning of this year as victims of abusive partners.


Psychologist Maya Antončić said it was not an insignificant fact that this group emerged in the month that saw an explosion of violence in Belgrade's streets during the Gay Pride Parade. But she was more worried about the number of the “fans.” She observed:


This group pays attention to the fact that violence against women exists, and still there are people who do not hesitate to publicly denounce women as weaker and less worthy beings who deserve to suffer violence.


In an article published in Kurir, Neven Cveticanin, a sociologist from the Institute of Social Sciences, pointed out that this phenomenon was a reflection of the general situation in the society. She saw it as an expression of social frustration and a form of violence against the minorities.


The editorial staff of Kurir alarmed the Serbian police about the issue, asking them to take the necessary measures against the group.


One of the earliest responses to this cruel anti-women group was establishing an alternative Facebook group - “Let's Get Rid of the Group ‘Death to Women'” (”Ukinimo Grupu 'smrt Zenama'”) - which currently has over 5,400 members.



As you may or may not have already heard, Life and Style reported last week that an insider (most likely Gary's friend Jordan) spilled the beans about the Teen Mom salaries. Your first thought might be, "Who cares?" But some people do seem to care a lot, admittedly including me. The question is, why?



Many applaud the show for being a hip pregnancy deterrent. Others insist that it doesn't paint a dismal enough picture. Those who believe it does a disservice by making young motherhood look less than hellish often cite their belief that the only thing saving the cast from public housing is the bags of money MTV is showering upon them. But really, are the girls' lives much different now than they were when 16 and Pregnant first aired? Even if we believe that MTV has turned Teen Mom from a docu-series to a scripted drama (frankly I don't think any of the cast are good enough actors to pull that off), they have stayed true to the girls' roots. If the show never existed, would any of them be in dramatically different living situations than they are now? I doubt it.



MTV works hard to portray the Teen Mom cast as broke and struggling to provide for their babies. Catelynn, despite placing her baby for adoption a year ago, is still stuck at home in a dysfunctional and emotionally abusive family. Amber and Gary seem to stay in their volatile relationship for no other reason than having nowhere else to go. Farrah works rough hours and needs her late boyfriend's SSI to help support her daughter. Maci seems to do alright but that could be attributed to her parents' assistance, though she still worries about moving out of their house and paying the rent on a new apartment.



None of their situations strike me as unrealistic. I was a teen mom, I know quite a few teen moms, and I've seen all of these scenarios (and more) play out in real life. What does seem odd to me is that they are living the way they are if they're getting $60,000 paychecks. Compared to the other top MTV stars' salaries, $60,000 a season is chump change. But it's a respectable full-time yearly salary for an American family, especially in the areas where the girls live. They could live comfortably on that particularly with their additional sources of income, which actually makes a lot of people angry.



Recently I spoke to a young woman ("T") who backed out of 16 and Pregnant's second season. She wanted to go on the show because she felt she could be a positive role model to other young mothers. But MTV producers wanted to focus a lot more on her struggles with bulimia, her less than stellar relationship with her mother, and her 20-year-old boyfriend's religious family who kept her a secret and pushed her to place the baby for adoption. She was offered $2,500 during filming and an additional $2,500 when her episode aired. If the father of the baby was involved, he would get $1,000. "Hardly 'rich', but enough to help with the expenses and leftover medical bills," she told me.



I asked her how she feels about the show now that she's a mother:



The show mostly shows the hardships in my opinion, the moments all mothers reach at some point when they are sleep deprived, frustrated, and just need a break, but it is looked on more harshly because of the fact these are teen moms and not 30-something-year-old women.



When I watched season 1 of 16&Pregnant, it psyched me out beyond all belief. They showed the girls tired, run down, emotional, and struggling with everything. I was so worried I could not handle it, because I literally thought my life was going to be made up of only those frazzled moments shown on TV, but when my daughter was born I was surprised to find it was not as bad as I thought. Sure, it was frustrating, tiring, and there were times I wanted to rip my hair out, but it was not like I had hyped it up to be.



And that is the crux of the issue.



People must care about the money because they're searching for an explanation. They want to know why the girls on Teen Mom are not destitute and seething with regret. Every season during the Dr. Drew finale wrap-up, I get the feeling he's doing PR damage control by constantly reiterating, "You love your child but life would be sooo much easier if you didn't get pregnant, right?" Sure, each of them has her own problems (some bigger than others) but they are not "teenage mom" problems so much as they are personality flaws or unfortunate family situations that anyone at any age could be strapped with. Still, because of our assumptions about young mothers, the only way their lives make sense is if they have enough money that the hardships don't matter as much. But a lot of young moms who aren't on TV say the same thing: It's difficult, but it's worth it. It's not as bad as they thought it was going to be. That makes people very uncomfortable.



I asked T what she or her friends think about the claim that MTV glamorizing motherhood and whether she thinks the show curbs pregnancy:



Whether or not it is a deterrent is relative to who watches it. Someone might see it and think "wow I don't want that, I better be more careful!" and others might see how amazing pregnancy and birth is and think they want it NOW. It really depends on the person.



It occurred to me that's the bottom line. We debate whether MTV is encouraging or discouraging pregnancy. When it boils down to it, I'm not sure they're not really doing either. MTV is presenting us with a relatively straightforward narrative about the lives of young women who often have little in common with each other besides giving birth. We're filling in the rest all by ourselves.



Ask people their opinion about the show and you can infer a lot about their politics. The comments on the episode recaps I've been doing for MomHouston.com are often shocking in the depth of hatred and disgust pointed at sexually active young women. Even self-proclaimed feminists who should be supportive of all forms of reproductive freedom chime in with pearls of wisdom like, "The answer to all teenage pregnancy is abortion!" 16 and Pregnant and Teen Mom are an endless festival of slut-shaming served up as an educational tool.



Teenage pregnancy sits squarely in the intersection of our most pathological American obsessions: female sexuality, public aid, race, religion. Teens moms are an easy target, because who is going to defend them? MTV tapped into a gold mine with this one -- a topic so emotionally fraught and politically intense that hardly anyone can resist offering their opinion about it. Like the proverbial train wreck, once you see the show you can't drag your eyes away. We care about it because we like scapegoats. We care about it because we like to pat ourselves on the back when our prejudice is validated and enjoy the indignation when it's not.



So next time we as a nation sound off about "babies having babies" and how much money they are or aren't making for doing so, let's question whether we are really interested in social reform or if we are playing into cultural attitudes about age, gender, sex, and socioeconomic status. That, I think, could be the enduring lesson we salvage from the Teen Mom phenomenon.







eric seiger

Joy Village by gwenbeattie


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

Joy Village by gwenbeattie


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger eric seiger
eric seiger

Joy Village by gwenbeattie


eric seiger
eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


big seminar 14

Wouldn't it be great to know what women want? Well, now you can. In fact, women, like men, are evolutionarily engineered to be attracted to certain characteristics of the opposite sex. Back when we were still cavemen, women needed a strong man who could defend her and feed the family. Although women of the Stone Age don't have the quite the same needs as the women of today, they're still looking for qualities of a strong man. Now, however, being a strong man doesn't mean being a muscular guy who can wield a heavy club (at least, not always). Being strong, in the eyes of women today, consists of several qualities, including wealth, health, confidence, and a various others. From one of the most helpful guides for aspiring pick up artists out there, Savoy's Magic Bullets, here's what women want in men:

Health
Women still look for a man who is healthy, because back in the Stone Age, a man who wasn't healthy could die at any moment. This often meant that the whole family would die. So, you have to show women, or at least give the impression, that you are a healthy guy. This may include telling them you eat healthy foods or play an active sport. While bragging about how lazy you are or what kind of junk foods you eat may be funny, it certainly doesn't send a "come get me" signal to your target. You don't want to linger on topics of being sick or tired because it all reflects characteristics of an unhealthy person. And, most importantly, don't frown over your looks. Why? Good grooming is more important than good looks. If you shave well, smell good, and look snazzy, a girl will find you far more attractive than a handsome fellow who is too lazy to get rid of that 5 o'clock shadow.

Social Intuition
Girls don't like guys who can't interact with other people. You have to be a social, loud, and friendly guy who can solidify connections as he pleases. Socially connected also reflects your social value, meaning you get invited to more parties and social events. This means, unless this tends to work out for you, being awkward is not funny! Your best way to practice social intuition is to simply force yourself to talk with strangers. Ask about clothes or initiate a friendly conversation at the mall. Any practice in the field will help you understand the flow of conversation, and conversely, what tends to kill it.

Humor
Believe it or not, girls value how funny you are. Shelley Berman, the first comedian to ever win Best Comedy Album at the Grammys, said that "when you laugh, and when you cry, you've been moved to an extreme. And thank god for those moments in our lives." Humor, like crying, opens up your brain to things that you'd normally ignore or reject. Humor, a communication tool, breaks social barriers and creates social bonds. When you laugh, chemicals are released in your body which triggers positive emotions. Laughing with someone will cause you to associate those positive emotions with that person. Being funny is critical for a woman to associate her positive feelings with being around you. Just remember, it's not worth it to get cheap laughs at the expense of making fun of yourself. While it may be funny, other alpha males will try and take advantage of your weaknesses, and girls will find more flaws in you that you should have never revealed.

Status
When people just meet you, they categorize you. This will influence how they talk and interact with you. When you meet a new group of people, it's important that you demonstrate a high-status, which can be achieved in several ways. Going to a bar often and meeting the bartenders or owner will give you greater status around the place, and even more opportunities when you want to take a girl there. Suggesting a good idea or teaching a guy something will show that you are are a leader, a critical quality of someone who has high-status. Finally, high-status people don't ever display traits of low-status people. Showing that you're high-status includes never being envious, needy, worrisome, or overcritical.

Wealth
Women will feel safer with a guy who has a lot of money because he can provide for the family. Like the caveman who has the ability to bring in day's food, today's wealthy man has the ability to buy whatever he needs, whenever he needs it. Don't fret, though, if you're in college and not actually making money yet. Majoring in something that will lead to wealth, like law or medicine, is just as valuable to a woman as having the wealth. Though, don't be obvious about showing off your wealth; it comes off as needy and ostentatious. Rather, subtly leave signs of your wealth for her to catch onto: drive a nice car, buy expensive wine, or simply dress nicely. All of these will demonstrate that you're not someone who will end up clinging onto her for money.

Confidence
Confidence demonstrates success of a man, showing that he can overcome adversity and know that he can, too. This is probably the most valuable trait that women look for in men. Confidence is shown in body language and in the way you speak. Having relaxed shoulders or maintaining eye contact shows confidence. So does good posture and fluent speaking. Confidence is something that must be practiced constantly to finally develop a strong foundation. However, remember that confidence and arrogance are not synonymous. Being arrogant and self-centered, in fact, shows the opposite, revealing that you are so insecure as to cover up your flaws with excessive bragging. Your confidence should appear, and be, natural to all who see you.

Pre-selection
Pre-selection means that there are already women interested in you. To other girls looking at you, this makes you a greater challenge to get, and consequently, more attractive. On the other hand, not being pre-selected causes women to think that you may have a quality that women have chosen to steer clear from. So, it is important to demonstrate that you are pre-selected to your possible targets. How do you do this, though? When talking with your target, mention your ex-girlfriend or the camping trip you went on with three of your girl friends. If you can, walk into the bar with two or three women who are your friends. While it may be clear to most women that they are simply your friends, it always relays the fact that those women like to spend their time with you. Simply being around women will imply pre-selection, a powerful trait that will trigger envy of other women, and heighten their desire to win you over.

A Challenge
A man is challenging because he has a set of standards. Setting standards implies that the man has had a measure of success, otherwise he'd jump for anything that came knocking on his door. Being challenging shows that you're successful and that the girl will have to work to keep your interest. This is where "playing hard to get" comes in. If you meet a women and show that you're interested in her way too quickly, she'll decide you're not a challenge and walk off. Although you shouldn't display no interest, otherwise she'll find you boring and leave, it's important that you show less interest than her. This means you can be friendly and enthusiastic, but don't go asking a hundred questions about her to keep conversation from dying.

Source: Savoy, "Magic Bullets."
Lewis Black, "History of the Joke." The History Channel.


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

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Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

Small Business <b>News</b>: Building Your Small Business Empire

Thinking big in your small business will stop you from ignoring potential markets, and allow you to try those super cool ideas you might think your business is.

Arrowheadlines: Chiefs <b>News</b> 11/5 - Arrowhead Pride

Good morning! Almost there. Here's your Kansas City Chiefs news. Enjoy.

Why MSNBC Isn&#39;t The Liberal Fox <b>News</b> - TV Guidance - Macleans.ca

The network just gave an “indefinite” suspension to its star pundit, Keith Olbermann, for giving money to three Democratic candidates. The president of MSNBC, Phil ...


eric seiger

Thursday, November 4, 2010

Making Money With Options

The power of hands-on learning is indisputable. But when it comes to investing your money in the stock market, however, making a beginner’s mistake can cost you more than just your self-esteem. Thankfully, the web makes it easy to practice with virtual money.

There are a multitude of online investment games like Investopedia and gnuTrade that play with virtual money, but not all of them are easy for beginners. Here are five of the best free (because you shouldn’t have to spend real money to play with fake money) online games for getting your feet wet.

1. Wall Street Survivor

Invest $100,000 in virtual cash via drop-down menu choices. A friendly cartoon version of stock guru Mark Brookshire helps you make your final decision by providing some rating numbers when you input a stock. These include a rating for survivor sentiment, fundamentals, technical and a Motley Fool class='blippr-nobr'>Ratingclass="blippr-nobr">Rating.

For additional help choosing stocks, the site has an impressive resource library that spans beginner, intermediate and advanced levels. Start with Investing 101 and consider taking advantage of the community forums if you have specific questions. Those who need a little help getting started can also choose to adapt one of the preset portfolios created by proven traders.

While the $100,000 competition is most popular, anybody on the site can create a contest. Prizes vary, but most often consist of competitive pride.

2. HowTheMarketWorks

Owned by the same company as Wall Street Survivor, this game is great for investors looking to gain experience with a new type of portfolio. In addition to stocks and indexes, there are options to experiment with Forex portfolios, penny stocks, mutual funds and short selling.

Beginners can execute market order-based trades in a “fun mode” without worrying about things like set hours, maximum number of trades per day, per stock and order expiration. A “realistic mode” amps up the complexity after they’ve mastered the beginner level.

Players can manage up to three stock portfolios and three Forex portfolios on the site at once. For each portfolio, they select a starting value between $100 and $500,000 and set how much virtual commission you are charged per trade.

The competition aspect is optional. General monthly contests give each player $25,000 as a virtual starting point. Other public contests include challenging restrictions like “short sells only” or “penny stocks only.” Users can create their own password-protected games as well, which is a feature that teachers find helpful for creating class competitions.

3. Young Money Stock Market Game

Young Money Magazine’s stock exchange game is easy to learn but also fairly realistic, which is a hard balance to strike.

Realistic aspects include a virtual commission that’s taken out of each trade, adhering to market hours and rules about how you can invest. Unlike many investing games, trades are made at a real-time price. Learning aspects include convenient help icons on key terms and an intuitive tabbed interface.

The site runs a monthly contest with a $100 (real) cash prize that goes to whoever gained the highest percentage. Players can also create their own contests or join other user-made contests.

4. MarketWatch Fantasy Earnings Trader Game

MarketWatch will run this mock stock market contest for a total of four weeks, awarding the winner of each week with an iPad. It’s on week three right now, but there’s still time to get in on the competition for week four.

You must have your selections picked before the week starts on Monday. The shares that you select are “purchased” at Monday’s open and will “sell” automatically at Friday’s close.

The catch is that all players can only use the 15 to 20 symbols selected for each week. The companies are selected by the game owner for companies that are projecting their earnings during each week. Lining up picks is easy — players simply drag the company’s logo to their trading card and designate if they want to sell short or go long.

Although there are some pros playing, this game is especially manageable for beginners due to the limited stock options for each week.

5. UpDown

Like Young Money’s game, UpDown has helpful icons that explain key terms for beginners. More comprehensive resources in the education center mercifully cover even the most basic of investing concepts.

Community features, like the opportunity to collaborate with a group and to see the most-bought and most-sold stocks, are also helpful for beginners. The “watch list” tool provides a convenient dashboard for monitoring potential picks.

UpDown sponsors a monthly contest that rewards players who beat the market with real cash.

More Business Resources from Mashable:

- 5 Lessons to Learn from Web Startups/> - 20 of the Best Resources to Get Your Startup Off the Ground/> - 5 Startup Tips From the Father of Gmail and FriendFeed/> - 6 Ways to Recruit Talent for Startups/> - 10 Essential Tips for Building Your Small Biz Team

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, H-Gall

For more Business coverage:

    class="f-el">class="cov-twit">Follow Mashable Businessclass="s-el">class="cov-rss">Subscribe to the Business channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

What's amazing -- and, for the Democrats, terrifying -- isn't just that 57 percent of Americans are "somewhat" or "very" concerned about making their next mortgage payment. It's that two years ago, when the macroeconomy was in worse shape, that number was a comparatively modest 37 percent. Most Americans, in other words, have gotten more insecure over that period, at least on this metric.



There are all sorts of ways to explain this, of course. Unemployment drives foreclosures, and it's a lagging indicator. The financial crisis was driven by the expectation of this housing insecurity, not just the foreclosures that had happened in late-2007. Financial crises always take a long time to work through, and if you're a Reinhart and Reinhart fan, you know that housing crises and credit bubbles take years, not months, to work through.



But that's all cold comfort to the 57 percent of Americans who walk around with a knot in their stomach. They're hurting now. And they're about to vote.



Welcome to Wonkbook.



Top Stories



With outside groups included, this election cycle's cost could hit $4 billion, reports Dan Eggen: "There are three general tides of money swamping this year's elections, according to CRP's data: House and Senate candidates, who have reported raising $1.7 billion; the political parties, with about $1.1 billion; and outside interest groups, which have raised at least $400 million. That adds up to $3.2 billion, but the numbers are incomplete amid the frenzy of ad buys and other activity in the week before the election...Donations from Wall Street, medical and insurance firms, energy conglomerates and other corporations have shifted decisively toward Republicans over the past year because of policy disputes with Democrats and anticipation of a possible GOP takeover in Congress."



Democrats are amping up their secret campaign spending: http://wapo.st/bAq5ju



Most Americans say they worry about making mortgage or rent payments, report Ariana Eunjung Cha and Jon Cohen: "In all, 53 percent said they are 'very concerned' or 'somewhat concerned' about having the money to make their monthly payment. Worries are the most intense among those with lower incomes and among African Americans... there's now even more unease about making next month's rent or mortgage payment than there was two years ago. Back then, 37 percent of respondents said they were somewhat or very concerned about their monthly housing costs. Since that time, the economy has modestly improved."



To triangulate or not to triangulate, that is the White House's question, report Laura Meckler and Peter Wallsten: "Strategists in both parties see two options for President Barack Obama. He could seek deals on issues including trade, taxes and spending, following the model of President Bill Clinton, who after losing Congress in 1994, compromised with the GOP to overhaul welfare...Mr. Obama could also follow the model of Harry Truman, who dug in and successfully portrayed an opposition Congress as obstructionist. That would lay the foundation for a 2012 reelection campaign where the president could draw contrasts with his opponents... White House Chief of Staff Pete Rouse, in investigating the various options, is consulting with people who worked for Mr. Clinton in the mid-1990s."



Special guest interlude: Belle & Sebastian and Jenny Lewis play "Lazy Line Painter Jane".



Still to come: Sen. Kent Conrad is sticking up for TARP and the stimulus; Matthew Yglesias thinks Obama's biggest economic mistakes came in neglecting the Fed; Milton Friedman would support quantitative easing; and There Will Be Blood as a Super Nintendo game.

Economy/FinReg



Kent Conrad is leading a defense of TARP and the stimulus, reports Lori Montgomery: "Over the past week, Conrad, a Democrat from North Dakota, has crisscrossed the state, delivering speeches to college economics classes and lecturing skeptical editorial boards, in addition to making his pitch on national television. On Thursday morning, thousands of North Dakota newspaper subscribers awoke to a full-page ad with colorful charts and graphs about the improving economy, alongside a vigorous defense of the bailout and the equally reviled 2009 economic stimulus package. The ad describes the perilous economic conditions that prompted a terrified Congress to approve the $700 billion bailout - officially, the Troubled Assets Relief Program, or TARP - just before the 2008 presidential election."



The administration is concerned that the foreclosure mess will hike up home prices, reports Sewell Chan: "Revelations about paperwork shortcuts and so-called robo-signed affidavits, as well as the likelihood of protracted legal battles by homeowners and inquiries by state and federal officials, will hinder foreclosure proceedings and discourage prospective buyers, a Treasury Department official said. 'Together, these two factors may exert downward pressure on overall housing prices both in the short and long run,' said the official, Phyllis R. Caldwell, chief of the homeownership preservation office at the Treasury."



Obama praised Larry Summers' tenure on The Daily Show: http://bit.ly/bhHqP0



Opponents of higher taxes for the rich are fewer, but care more, writes Larry Bartels: "The sizable minority of people who want the tax cuts for affluent taxpayers renewed seem to attach much more weight to this issue than the slim majority who want them to expire. In a statistical analysis taking separate account of prospective voters’ broader partisan attachments, those who support President Obama’s position on the tax cuts are only 6% more likely than those who are unsure about the issue to say they will vote for a Democratic House candidate. Even those who want to let all the tax cuts expire are only 9% more likely to vote Democratic. By comparison, those who want to keep the tax cuts for affluent taxpayers in place are 22% more likely to say they will vote for a Republican House candidate."



Milton Friedman would support quantitative easing, writes David Wessel: http://bit.ly/97KggH



The Obama administration is suffering because it paid the economy too little attention, writes Matthew Yglesias: "A party whose leaders realized that economic results were the most important driver of public opinion wouldn't have renominated a conservative Republican to head the Federal Reserve. Even more astoundingly, having given Ben Bernanke a second term in office, the Obama administration didn't get around to nominating anyone to fill the other vacant posts on the Federal Reserve Board until April 2010...Similarly, the extent of stimulus possible in the American Recovery and Reinvestment Act was famously limited by the need to gain Republican support. Given that, shouldn't someone have put reconciliation instructions into the budget resolution that would have allowed for additional stimulus to be undertaken by majority vote?"



Obama's economic agenda works for women, writes Neera Tanden: http://bit.ly/clCoxH



British austerity measures are incoherent, writes Brad DeLong: "Cameron’s government used to claim that its policies would produce a boom by bringing a visit from the Confidence Fairy that would greatly reduce long-term interest rates and cause a huge surge of private investment spending. Now it appears to have abandoned that claim in favor of the message that failure to cut will produce disaster...But if you ask the government’s supporters why there is no alternative to mammoth cuts in government spending and increases in taxes, they sound confused and incoherent. Or perhaps they are merely parroting talking points backed by little thought."



Athletics interlude: The world's most awesome sports montage clip.



Energy



The White House is defending the choice to push health care reform before climate change legislation, reports Darren Samuelsohn: "'We really felt like it was a walk and talk, walk and chew gum' situation, said Melody Barnes, director of the White House Domestic Policy Council. Barnes said the White House believes the country can still tackle climate change without Congress passing legislation that caps greenhouse gas emissions, noting the push for executive agencies to curb emissions, coupled with efforts at the state and local government levels...'We’ve been absolutely thinking about this at every level,' Barnes said, citing the Environmental Protection Agency and Energy Department programs, as well as federal grants to help local governments build more sidewalks, light rail lines and street trolleys."



The inventor of SuperSoakers is revolutionizing solar power: http://bit.ly/a7QWh6



Action on climate change could require a cultural shift analogous to the turn against smoking, reports John Broder: "Professor Hoffman likened the widespread skepticism about the reality of climate change to the gradual acceptance of the link between smoking and lung cancer and other diseases. It was only when the public accepted the overwhelming scientific consensus on the dangers of tobacco use did policy tools like the banning of indoor smoking become socially and politically possible, he said...He said that the development of a feasible, low-cost alternative energy source to fossil fuels could also change the economic and public opinion equation relatively quickly."



Nanotech could stop electronics not in use from hogging electricity: http://bit.ly/cGgdbU



There are more politically viable alternatives to a carbon tax, writes Jeffrey Sachs: "A feed-in tariff subsidizes the low-carbon energy source rather than taxing the high-carbon energy source. In our example, the government would pay a subsidy of $0.10/kilowatt-hour to the solar-power plant to make up the difference between the consumer price of $0.06 and the production cost of $0.16. The consumer price remains unchanged, but the government must somehow pay for the subsidy. Here is another way. Suppose that we levy a small tax on existing coal power plants in order to pay for the solar subsidy, and then gradually raise consumers’ electricity bills as more and more solar plants are phased in."



16 bit interlude: There Will Be Blood, the SNES game.



Domestic Policy



The FTC is backing off its privacy probe of Google, report Cecilia Kang: "The federal government has ended an inquiry into a privacy breach involving Google's Street View service, satisfied with the company's pledge to stop gathering e-mail, passwords and other information from residential WiFi networks as it rolls through neighborhoods. Wednesday's decision by the Federal Trade Commission is a sharp contrast with the reaction of regulators in Europe. The United Kingdom has launched a new investigation into Google's collection of unencrypted WiFi data, exposing the company to potential fines. Germany told Google to mark its Street View cars that take pictures of neighborhoods and homes. The Czech Republic banned Google from expanding its mapping software program."



Cuts in federal building costs could save billions: http://wapo.st/cAFFFl



College tuition is rising in tandem with Pell Grants, reports Stephanie Banchero: "The average price of tuition and fees for in-state students at public four-year institutions is $7,605 this school year, a 7.9% increase over last year. At private nonprofit colleges and universities, the average price is $27,293, a 4.5% rise. Two-year state colleges saw a 6% rise to $2,713. But the federal government gave out $28.2 billion in Pell grants to students in the 2009-10 school year, almost $10 billion more than the previous year. Pell grant numbers for the current school year are not yet available, but are expected to rise."



Citizens United helps unions more than corporations, writes Daniel Henninger: http://bit.ly/aVfNS8



The National Archives are failing to keep government records properly, reports Lisa Rein: "Four out of five federal agencies are also at risk of illegally destroying public records, and the Archives has a huge backlog of documents that need to be preserved, the Government Accountability Office found. Two reports by Congress' watchdog arm found that many agencies do not follow proper procedures for disposing of public records as they assess whether to preserve or destroy them. And the Archives, as it preserves records electronically, has also left itself open to hackers. Among the findings of the year-long audits are that the Archives did not protect its computer networks with a strong firewall to keep out unauthorized users."



Closing credits: Wonkbook is compiled and produced with help from Dylan Matthews, Mike Shepard, and Michelle Williams.



bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

The power of hands-on learning is indisputable. But when it comes to investing your money in the stock market, however, making a beginner’s mistake can cost you more than just your self-esteem. Thankfully, the web makes it easy to practice with virtual money.

There are a multitude of online investment games like Investopedia and gnuTrade that play with virtual money, but not all of them are easy for beginners. Here are five of the best free (because you shouldn’t have to spend real money to play with fake money) online games for getting your feet wet.

1. Wall Street Survivor

Invest $100,000 in virtual cash via drop-down menu choices. A friendly cartoon version of stock guru Mark Brookshire helps you make your final decision by providing some rating numbers when you input a stock. These include a rating for survivor sentiment, fundamentals, technical and a Motley Fool class='blippr-nobr'>Ratingclass="blippr-nobr">Rating.

For additional help choosing stocks, the site has an impressive resource library that spans beginner, intermediate and advanced levels. Start with Investing 101 and consider taking advantage of the community forums if you have specific questions. Those who need a little help getting started can also choose to adapt one of the preset portfolios created by proven traders.

While the $100,000 competition is most popular, anybody on the site can create a contest. Prizes vary, but most often consist of competitive pride.

2. HowTheMarketWorks

Owned by the same company as Wall Street Survivor, this game is great for investors looking to gain experience with a new type of portfolio. In addition to stocks and indexes, there are options to experiment with Forex portfolios, penny stocks, mutual funds and short selling.

Beginners can execute market order-based trades in a “fun mode” without worrying about things like set hours, maximum number of trades per day, per stock and order expiration. A “realistic mode” amps up the complexity after they’ve mastered the beginner level.

Players can manage up to three stock portfolios and three Forex portfolios on the site at once. For each portfolio, they select a starting value between $100 and $500,000 and set how much virtual commission you are charged per trade.

The competition aspect is optional. General monthly contests give each player $25,000 as a virtual starting point. Other public contests include challenging restrictions like “short sells only” or “penny stocks only.” Users can create their own password-protected games as well, which is a feature that teachers find helpful for creating class competitions.

3. Young Money Stock Market Game

Young Money Magazine’s stock exchange game is easy to learn but also fairly realistic, which is a hard balance to strike.

Realistic aspects include a virtual commission that’s taken out of each trade, adhering to market hours and rules about how you can invest. Unlike many investing games, trades are made at a real-time price. Learning aspects include convenient help icons on key terms and an intuitive tabbed interface.

The site runs a monthly contest with a $100 (real) cash prize that goes to whoever gained the highest percentage. Players can also create their own contests or join other user-made contests.

4. MarketWatch Fantasy Earnings Trader Game

MarketWatch will run this mock stock market contest for a total of four weeks, awarding the winner of each week with an iPad. It’s on week three right now, but there’s still time to get in on the competition for week four.

You must have your selections picked before the week starts on Monday. The shares that you select are “purchased” at Monday’s open and will “sell” automatically at Friday’s close.

The catch is that all players can only use the 15 to 20 symbols selected for each week. The companies are selected by the game owner for companies that are projecting their earnings during each week. Lining up picks is easy — players simply drag the company’s logo to their trading card and designate if they want to sell short or go long.

Although there are some pros playing, this game is especially manageable for beginners due to the limited stock options for each week.

5. UpDown

Like Young Money’s game, UpDown has helpful icons that explain key terms for beginners. More comprehensive resources in the education center mercifully cover even the most basic of investing concepts.

Community features, like the opportunity to collaborate with a group and to see the most-bought and most-sold stocks, are also helpful for beginners. The “watch list” tool provides a convenient dashboard for monitoring potential picks.

UpDown sponsors a monthly contest that rewards players who beat the market with real cash.

More Business Resources from Mashable:

- 5 Lessons to Learn from Web Startups/> - 20 of the Best Resources to Get Your Startup Off the Ground/> - 5 Startup Tips From the Father of Gmail and FriendFeed/> - 6 Ways to Recruit Talent for Startups/> - 10 Essential Tips for Building Your Small Biz Team

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, H-Gall

For more Business coverage:

    class="f-el">class="cov-twit">Follow Mashable Businessclass="s-el">class="cov-rss">Subscribe to the Business channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

What's amazing -- and, for the Democrats, terrifying -- isn't just that 57 percent of Americans are "somewhat" or "very" concerned about making their next mortgage payment. It's that two years ago, when the macroeconomy was in worse shape, that number was a comparatively modest 37 percent. Most Americans, in other words, have gotten more insecure over that period, at least on this metric.



There are all sorts of ways to explain this, of course. Unemployment drives foreclosures, and it's a lagging indicator. The financial crisis was driven by the expectation of this housing insecurity, not just the foreclosures that had happened in late-2007. Financial crises always take a long time to work through, and if you're a Reinhart and Reinhart fan, you know that housing crises and credit bubbles take years, not months, to work through.



But that's all cold comfort to the 57 percent of Americans who walk around with a knot in their stomach. They're hurting now. And they're about to vote.



Welcome to Wonkbook.



Top Stories



With outside groups included, this election cycle's cost could hit $4 billion, reports Dan Eggen: "There are three general tides of money swamping this year's elections, according to CRP's data: House and Senate candidates, who have reported raising $1.7 billion; the political parties, with about $1.1 billion; and outside interest groups, which have raised at least $400 million. That adds up to $3.2 billion, but the numbers are incomplete amid the frenzy of ad buys and other activity in the week before the election...Donations from Wall Street, medical and insurance firms, energy conglomerates and other corporations have shifted decisively toward Republicans over the past year because of policy disputes with Democrats and anticipation of a possible GOP takeover in Congress."



Democrats are amping up their secret campaign spending: http://wapo.st/bAq5ju



Most Americans say they worry about making mortgage or rent payments, report Ariana Eunjung Cha and Jon Cohen: "In all, 53 percent said they are 'very concerned' or 'somewhat concerned' about having the money to make their monthly payment. Worries are the most intense among those with lower incomes and among African Americans... there's now even more unease about making next month's rent or mortgage payment than there was two years ago. Back then, 37 percent of respondents said they were somewhat or very concerned about their monthly housing costs. Since that time, the economy has modestly improved."



To triangulate or not to triangulate, that is the White House's question, report Laura Meckler and Peter Wallsten: "Strategists in both parties see two options for President Barack Obama. He could seek deals on issues including trade, taxes and spending, following the model of President Bill Clinton, who after losing Congress in 1994, compromised with the GOP to overhaul welfare...Mr. Obama could also follow the model of Harry Truman, who dug in and successfully portrayed an opposition Congress as obstructionist. That would lay the foundation for a 2012 reelection campaign where the president could draw contrasts with his opponents... White House Chief of Staff Pete Rouse, in investigating the various options, is consulting with people who worked for Mr. Clinton in the mid-1990s."



Special guest interlude: Belle & Sebastian and Jenny Lewis play "Lazy Line Painter Jane".



Still to come: Sen. Kent Conrad is sticking up for TARP and the stimulus; Matthew Yglesias thinks Obama's biggest economic mistakes came in neglecting the Fed; Milton Friedman would support quantitative easing; and There Will Be Blood as a Super Nintendo game.

Economy/FinReg



Kent Conrad is leading a defense of TARP and the stimulus, reports Lori Montgomery: "Over the past week, Conrad, a Democrat from North Dakota, has crisscrossed the state, delivering speeches to college economics classes and lecturing skeptical editorial boards, in addition to making his pitch on national television. On Thursday morning, thousands of North Dakota newspaper subscribers awoke to a full-page ad with colorful charts and graphs about the improving economy, alongside a vigorous defense of the bailout and the equally reviled 2009 economic stimulus package. The ad describes the perilous economic conditions that prompted a terrified Congress to approve the $700 billion bailout - officially, the Troubled Assets Relief Program, or TARP - just before the 2008 presidential election."



The administration is concerned that the foreclosure mess will hike up home prices, reports Sewell Chan: "Revelations about paperwork shortcuts and so-called robo-signed affidavits, as well as the likelihood of protracted legal battles by homeowners and inquiries by state and federal officials, will hinder foreclosure proceedings and discourage prospective buyers, a Treasury Department official said. 'Together, these two factors may exert downward pressure on overall housing prices both in the short and long run,' said the official, Phyllis R. Caldwell, chief of the homeownership preservation office at the Treasury."



Obama praised Larry Summers' tenure on The Daily Show: http://bit.ly/bhHqP0



Opponents of higher taxes for the rich are fewer, but care more, writes Larry Bartels: "The sizable minority of people who want the tax cuts for affluent taxpayers renewed seem to attach much more weight to this issue than the slim majority who want them to expire. In a statistical analysis taking separate account of prospective voters’ broader partisan attachments, those who support President Obama’s position on the tax cuts are only 6% more likely than those who are unsure about the issue to say they will vote for a Democratic House candidate. Even those who want to let all the tax cuts expire are only 9% more likely to vote Democratic. By comparison, those who want to keep the tax cuts for affluent taxpayers in place are 22% more likely to say they will vote for a Republican House candidate."



Milton Friedman would support quantitative easing, writes David Wessel: http://bit.ly/97KggH



The Obama administration is suffering because it paid the economy too little attention, writes Matthew Yglesias: "A party whose leaders realized that economic results were the most important driver of public opinion wouldn't have renominated a conservative Republican to head the Federal Reserve. Even more astoundingly, having given Ben Bernanke a second term in office, the Obama administration didn't get around to nominating anyone to fill the other vacant posts on the Federal Reserve Board until April 2010...Similarly, the extent of stimulus possible in the American Recovery and Reinvestment Act was famously limited by the need to gain Republican support. Given that, shouldn't someone have put reconciliation instructions into the budget resolution that would have allowed for additional stimulus to be undertaken by majority vote?"



Obama's economic agenda works for women, writes Neera Tanden: http://bit.ly/clCoxH



British austerity measures are incoherent, writes Brad DeLong: "Cameron’s government used to claim that its policies would produce a boom by bringing a visit from the Confidence Fairy that would greatly reduce long-term interest rates and cause a huge surge of private investment spending. Now it appears to have abandoned that claim in favor of the message that failure to cut will produce disaster...But if you ask the government’s supporters why there is no alternative to mammoth cuts in government spending and increases in taxes, they sound confused and incoherent. Or perhaps they are merely parroting talking points backed by little thought."



Athletics interlude: The world's most awesome sports montage clip.



Energy



The White House is defending the choice to push health care reform before climate change legislation, reports Darren Samuelsohn: "'We really felt like it was a walk and talk, walk and chew gum' situation, said Melody Barnes, director of the White House Domestic Policy Council. Barnes said the White House believes the country can still tackle climate change without Congress passing legislation that caps greenhouse gas emissions, noting the push for executive agencies to curb emissions, coupled with efforts at the state and local government levels...'We’ve been absolutely thinking about this at every level,' Barnes said, citing the Environmental Protection Agency and Energy Department programs, as well as federal grants to help local governments build more sidewalks, light rail lines and street trolleys."



The inventor of SuperSoakers is revolutionizing solar power: http://bit.ly/a7QWh6



Action on climate change could require a cultural shift analogous to the turn against smoking, reports John Broder: "Professor Hoffman likened the widespread skepticism about the reality of climate change to the gradual acceptance of the link between smoking and lung cancer and other diseases. It was only when the public accepted the overwhelming scientific consensus on the dangers of tobacco use did policy tools like the banning of indoor smoking become socially and politically possible, he said...He said that the development of a feasible, low-cost alternative energy source to fossil fuels could also change the economic and public opinion equation relatively quickly."



Nanotech could stop electronics not in use from hogging electricity: http://bit.ly/cGgdbU



There are more politically viable alternatives to a carbon tax, writes Jeffrey Sachs: "A feed-in tariff subsidizes the low-carbon energy source rather than taxing the high-carbon energy source. In our example, the government would pay a subsidy of $0.10/kilowatt-hour to the solar-power plant to make up the difference between the consumer price of $0.06 and the production cost of $0.16. The consumer price remains unchanged, but the government must somehow pay for the subsidy. Here is another way. Suppose that we levy a small tax on existing coal power plants in order to pay for the solar subsidy, and then gradually raise consumers’ electricity bills as more and more solar plants are phased in."



16 bit interlude: There Will Be Blood, the SNES game.



Domestic Policy



The FTC is backing off its privacy probe of Google, report Cecilia Kang: "The federal government has ended an inquiry into a privacy breach involving Google's Street View service, satisfied with the company's pledge to stop gathering e-mail, passwords and other information from residential WiFi networks as it rolls through neighborhoods. Wednesday's decision by the Federal Trade Commission is a sharp contrast with the reaction of regulators in Europe. The United Kingdom has launched a new investigation into Google's collection of unencrypted WiFi data, exposing the company to potential fines. Germany told Google to mark its Street View cars that take pictures of neighborhoods and homes. The Czech Republic banned Google from expanding its mapping software program."



Cuts in federal building costs could save billions: http://wapo.st/cAFFFl



College tuition is rising in tandem with Pell Grants, reports Stephanie Banchero: "The average price of tuition and fees for in-state students at public four-year institutions is $7,605 this school year, a 7.9% increase over last year. At private nonprofit colleges and universities, the average price is $27,293, a 4.5% rise. Two-year state colleges saw a 6% rise to $2,713. But the federal government gave out $28.2 billion in Pell grants to students in the 2009-10 school year, almost $10 billion more than the previous year. Pell grant numbers for the current school year are not yet available, but are expected to rise."



Citizens United helps unions more than corporations, writes Daniel Henninger: http://bit.ly/aVfNS8



The National Archives are failing to keep government records properly, reports Lisa Rein: "Four out of five federal agencies are also at risk of illegally destroying public records, and the Archives has a huge backlog of documents that need to be preserved, the Government Accountability Office found. Two reports by Congress' watchdog arm found that many agencies do not follow proper procedures for disposing of public records as they assess whether to preserve or destroy them. And the Archives, as it preserves records electronically, has also left itself open to hackers. Among the findings of the year-long audits are that the Archives did not protect its computer networks with a strong firewall to keep out unauthorized users."



Closing credits: Wonkbook is compiled and produced with help from Dylan Matthews, Mike Shepard, and Michelle Williams.



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FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

bench craft company

Black Cat~ by Red~Star


bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

The power of hands-on learning is indisputable. But when it comes to investing your money in the stock market, however, making a beginner’s mistake can cost you more than just your self-esteem. Thankfully, the web makes it easy to practice with virtual money.

There are a multitude of online investment games like Investopedia and gnuTrade that play with virtual money, but not all of them are easy for beginners. Here are five of the best free (because you shouldn’t have to spend real money to play with fake money) online games for getting your feet wet.

1. Wall Street Survivor

Invest $100,000 in virtual cash via drop-down menu choices. A friendly cartoon version of stock guru Mark Brookshire helps you make your final decision by providing some rating numbers when you input a stock. These include a rating for survivor sentiment, fundamentals, technical and a Motley Fool class='blippr-nobr'>Ratingclass="blippr-nobr">Rating.

For additional help choosing stocks, the site has an impressive resource library that spans beginner, intermediate and advanced levels. Start with Investing 101 and consider taking advantage of the community forums if you have specific questions. Those who need a little help getting started can also choose to adapt one of the preset portfolios created by proven traders.

While the $100,000 competition is most popular, anybody on the site can create a contest. Prizes vary, but most often consist of competitive pride.

2. HowTheMarketWorks

Owned by the same company as Wall Street Survivor, this game is great for investors looking to gain experience with a new type of portfolio. In addition to stocks and indexes, there are options to experiment with Forex portfolios, penny stocks, mutual funds and short selling.

Beginners can execute market order-based trades in a “fun mode” without worrying about things like set hours, maximum number of trades per day, per stock and order expiration. A “realistic mode” amps up the complexity after they’ve mastered the beginner level.

Players can manage up to three stock portfolios and three Forex portfolios on the site at once. For each portfolio, they select a starting value between $100 and $500,000 and set how much virtual commission you are charged per trade.

The competition aspect is optional. General monthly contests give each player $25,000 as a virtual starting point. Other public contests include challenging restrictions like “short sells only” or “penny stocks only.” Users can create their own password-protected games as well, which is a feature that teachers find helpful for creating class competitions.

3. Young Money Stock Market Game

Young Money Magazine’s stock exchange game is easy to learn but also fairly realistic, which is a hard balance to strike.

Realistic aspects include a virtual commission that’s taken out of each trade, adhering to market hours and rules about how you can invest. Unlike many investing games, trades are made at a real-time price. Learning aspects include convenient help icons on key terms and an intuitive tabbed interface.

The site runs a monthly contest with a $100 (real) cash prize that goes to whoever gained the highest percentage. Players can also create their own contests or join other user-made contests.

4. MarketWatch Fantasy Earnings Trader Game

MarketWatch will run this mock stock market contest for a total of four weeks, awarding the winner of each week with an iPad. It’s on week three right now, but there’s still time to get in on the competition for week four.

You must have your selections picked before the week starts on Monday. The shares that you select are “purchased” at Monday’s open and will “sell” automatically at Friday’s close.

The catch is that all players can only use the 15 to 20 symbols selected for each week. The companies are selected by the game owner for companies that are projecting their earnings during each week. Lining up picks is easy — players simply drag the company’s logo to their trading card and designate if they want to sell short or go long.

Although there are some pros playing, this game is especially manageable for beginners due to the limited stock options for each week.

5. UpDown

Like Young Money’s game, UpDown has helpful icons that explain key terms for beginners. More comprehensive resources in the education center mercifully cover even the most basic of investing concepts.

Community features, like the opportunity to collaborate with a group and to see the most-bought and most-sold stocks, are also helpful for beginners. The “watch list” tool provides a convenient dashboard for monitoring potential picks.

UpDown sponsors a monthly contest that rewards players who beat the market with real cash.

More Business Resources from Mashable:

- 5 Lessons to Learn from Web Startups/> - 20 of the Best Resources to Get Your Startup Off the Ground/> - 5 Startup Tips From the Father of Gmail and FriendFeed/> - 6 Ways to Recruit Talent for Startups/> - 10 Essential Tips for Building Your Small Biz Team

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, H-Gall

For more Business coverage:

    class="f-el">class="cov-twit">Follow Mashable Businessclass="s-el">class="cov-rss">Subscribe to the Business channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

What's amazing -- and, for the Democrats, terrifying -- isn't just that 57 percent of Americans are "somewhat" or "very" concerned about making their next mortgage payment. It's that two years ago, when the macroeconomy was in worse shape, that number was a comparatively modest 37 percent. Most Americans, in other words, have gotten more insecure over that period, at least on this metric.



There are all sorts of ways to explain this, of course. Unemployment drives foreclosures, and it's a lagging indicator. The financial crisis was driven by the expectation of this housing insecurity, not just the foreclosures that had happened in late-2007. Financial crises always take a long time to work through, and if you're a Reinhart and Reinhart fan, you know that housing crises and credit bubbles take years, not months, to work through.



But that's all cold comfort to the 57 percent of Americans who walk around with a knot in their stomach. They're hurting now. And they're about to vote.



Welcome to Wonkbook.



Top Stories



With outside groups included, this election cycle's cost could hit $4 billion, reports Dan Eggen: "There are three general tides of money swamping this year's elections, according to CRP's data: House and Senate candidates, who have reported raising $1.7 billion; the political parties, with about $1.1 billion; and outside interest groups, which have raised at least $400 million. That adds up to $3.2 billion, but the numbers are incomplete amid the frenzy of ad buys and other activity in the week before the election...Donations from Wall Street, medical and insurance firms, energy conglomerates and other corporations have shifted decisively toward Republicans over the past year because of policy disputes with Democrats and anticipation of a possible GOP takeover in Congress."



Democrats are amping up their secret campaign spending: http://wapo.st/bAq5ju



Most Americans say they worry about making mortgage or rent payments, report Ariana Eunjung Cha and Jon Cohen: "In all, 53 percent said they are 'very concerned' or 'somewhat concerned' about having the money to make their monthly payment. Worries are the most intense among those with lower incomes and among African Americans... there's now even more unease about making next month's rent or mortgage payment than there was two years ago. Back then, 37 percent of respondents said they were somewhat or very concerned about their monthly housing costs. Since that time, the economy has modestly improved."



To triangulate or not to triangulate, that is the White House's question, report Laura Meckler and Peter Wallsten: "Strategists in both parties see two options for President Barack Obama. He could seek deals on issues including trade, taxes and spending, following the model of President Bill Clinton, who after losing Congress in 1994, compromised with the GOP to overhaul welfare...Mr. Obama could also follow the model of Harry Truman, who dug in and successfully portrayed an opposition Congress as obstructionist. That would lay the foundation for a 2012 reelection campaign where the president could draw contrasts with his opponents... White House Chief of Staff Pete Rouse, in investigating the various options, is consulting with people who worked for Mr. Clinton in the mid-1990s."



Special guest interlude: Belle & Sebastian and Jenny Lewis play "Lazy Line Painter Jane".



Still to come: Sen. Kent Conrad is sticking up for TARP and the stimulus; Matthew Yglesias thinks Obama's biggest economic mistakes came in neglecting the Fed; Milton Friedman would support quantitative easing; and There Will Be Blood as a Super Nintendo game.

Economy/FinReg



Kent Conrad is leading a defense of TARP and the stimulus, reports Lori Montgomery: "Over the past week, Conrad, a Democrat from North Dakota, has crisscrossed the state, delivering speeches to college economics classes and lecturing skeptical editorial boards, in addition to making his pitch on national television. On Thursday morning, thousands of North Dakota newspaper subscribers awoke to a full-page ad with colorful charts and graphs about the improving economy, alongside a vigorous defense of the bailout and the equally reviled 2009 economic stimulus package. The ad describes the perilous economic conditions that prompted a terrified Congress to approve the $700 billion bailout - officially, the Troubled Assets Relief Program, or TARP - just before the 2008 presidential election."



The administration is concerned that the foreclosure mess will hike up home prices, reports Sewell Chan: "Revelations about paperwork shortcuts and so-called robo-signed affidavits, as well as the likelihood of protracted legal battles by homeowners and inquiries by state and federal officials, will hinder foreclosure proceedings and discourage prospective buyers, a Treasury Department official said. 'Together, these two factors may exert downward pressure on overall housing prices both in the short and long run,' said the official, Phyllis R. Caldwell, chief of the homeownership preservation office at the Treasury."



Obama praised Larry Summers' tenure on The Daily Show: http://bit.ly/bhHqP0



Opponents of higher taxes for the rich are fewer, but care more, writes Larry Bartels: "The sizable minority of people who want the tax cuts for affluent taxpayers renewed seem to attach much more weight to this issue than the slim majority who want them to expire. In a statistical analysis taking separate account of prospective voters’ broader partisan attachments, those who support President Obama’s position on the tax cuts are only 6% more likely than those who are unsure about the issue to say they will vote for a Democratic House candidate. Even those who want to let all the tax cuts expire are only 9% more likely to vote Democratic. By comparison, those who want to keep the tax cuts for affluent taxpayers in place are 22% more likely to say they will vote for a Republican House candidate."



Milton Friedman would support quantitative easing, writes David Wessel: http://bit.ly/97KggH



The Obama administration is suffering because it paid the economy too little attention, writes Matthew Yglesias: "A party whose leaders realized that economic results were the most important driver of public opinion wouldn't have renominated a conservative Republican to head the Federal Reserve. Even more astoundingly, having given Ben Bernanke a second term in office, the Obama administration didn't get around to nominating anyone to fill the other vacant posts on the Federal Reserve Board until April 2010...Similarly, the extent of stimulus possible in the American Recovery and Reinvestment Act was famously limited by the need to gain Republican support. Given that, shouldn't someone have put reconciliation instructions into the budget resolution that would have allowed for additional stimulus to be undertaken by majority vote?"



Obama's economic agenda works for women, writes Neera Tanden: http://bit.ly/clCoxH



British austerity measures are incoherent, writes Brad DeLong: "Cameron’s government used to claim that its policies would produce a boom by bringing a visit from the Confidence Fairy that would greatly reduce long-term interest rates and cause a huge surge of private investment spending. Now it appears to have abandoned that claim in favor of the message that failure to cut will produce disaster...But if you ask the government’s supporters why there is no alternative to mammoth cuts in government spending and increases in taxes, they sound confused and incoherent. Or perhaps they are merely parroting talking points backed by little thought."



Athletics interlude: The world's most awesome sports montage clip.



Energy



The White House is defending the choice to push health care reform before climate change legislation, reports Darren Samuelsohn: "'We really felt like it was a walk and talk, walk and chew gum' situation, said Melody Barnes, director of the White House Domestic Policy Council. Barnes said the White House believes the country can still tackle climate change without Congress passing legislation that caps greenhouse gas emissions, noting the push for executive agencies to curb emissions, coupled with efforts at the state and local government levels...'We’ve been absolutely thinking about this at every level,' Barnes said, citing the Environmental Protection Agency and Energy Department programs, as well as federal grants to help local governments build more sidewalks, light rail lines and street trolleys."



The inventor of SuperSoakers is revolutionizing solar power: http://bit.ly/a7QWh6



Action on climate change could require a cultural shift analogous to the turn against smoking, reports John Broder: "Professor Hoffman likened the widespread skepticism about the reality of climate change to the gradual acceptance of the link between smoking and lung cancer and other diseases. It was only when the public accepted the overwhelming scientific consensus on the dangers of tobacco use did policy tools like the banning of indoor smoking become socially and politically possible, he said...He said that the development of a feasible, low-cost alternative energy source to fossil fuels could also change the economic and public opinion equation relatively quickly."



Nanotech could stop electronics not in use from hogging electricity: http://bit.ly/cGgdbU



There are more politically viable alternatives to a carbon tax, writes Jeffrey Sachs: "A feed-in tariff subsidizes the low-carbon energy source rather than taxing the high-carbon energy source. In our example, the government would pay a subsidy of $0.10/kilowatt-hour to the solar-power plant to make up the difference between the consumer price of $0.06 and the production cost of $0.16. The consumer price remains unchanged, but the government must somehow pay for the subsidy. Here is another way. Suppose that we levy a small tax on existing coal power plants in order to pay for the solar subsidy, and then gradually raise consumers’ electricity bills as more and more solar plants are phased in."



16 bit interlude: There Will Be Blood, the SNES game.



Domestic Policy



The FTC is backing off its privacy probe of Google, report Cecilia Kang: "The federal government has ended an inquiry into a privacy breach involving Google's Street View service, satisfied with the company's pledge to stop gathering e-mail, passwords and other information from residential WiFi networks as it rolls through neighborhoods. Wednesday's decision by the Federal Trade Commission is a sharp contrast with the reaction of regulators in Europe. The United Kingdom has launched a new investigation into Google's collection of unencrypted WiFi data, exposing the company to potential fines. Germany told Google to mark its Street View cars that take pictures of neighborhoods and homes. The Czech Republic banned Google from expanding its mapping software program."



Cuts in federal building costs could save billions: http://wapo.st/cAFFFl



College tuition is rising in tandem with Pell Grants, reports Stephanie Banchero: "The average price of tuition and fees for in-state students at public four-year institutions is $7,605 this school year, a 7.9% increase over last year. At private nonprofit colleges and universities, the average price is $27,293, a 4.5% rise. Two-year state colleges saw a 6% rise to $2,713. But the federal government gave out $28.2 billion in Pell grants to students in the 2009-10 school year, almost $10 billion more than the previous year. Pell grant numbers for the current school year are not yet available, but are expected to rise."



Citizens United helps unions more than corporations, writes Daniel Henninger: http://bit.ly/aVfNS8



The National Archives are failing to keep government records properly, reports Lisa Rein: "Four out of five federal agencies are also at risk of illegally destroying public records, and the Archives has a huge backlog of documents that need to be preserved, the Government Accountability Office found. Two reports by Congress' watchdog arm found that many agencies do not follow proper procedures for disposing of public records as they assess whether to preserve or destroy them. And the Archives, as it preserves records electronically, has also left itself open to hackers. Among the findings of the year-long audits are that the Archives did not protect its computer networks with a strong firewall to keep out unauthorized users."



Closing credits: Wonkbook is compiled and produced with help from Dylan Matthews, Mike Shepard, and Michelle Williams.



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Black Cat~ by Red~Star


bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

Black Cat~ by Red~Star


bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company

FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


bench craft company bench craft company
bench craft company

Black Cat~ by Red~Star


bench craft company
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FOX <b>News</b> Propels <b>News</b> Corp to Profit Growth

News Corporation (News Corp) is the world's second-largest media conglomerate (behind The Walt Disney Company) as of 2008 and the world's third largest in entertainment as of 2009. The company's Chairman, Chief Executive. ...

Fox <b>News</b> On Christine O&#39;Donnell - Mediate.com

The midterms are over, and while the GOP regained control of the House, the coronation of the Tea Party movement is still up for debate. Sure, a number of Tea Party candidates won their races, but perhaps the most visible -- Delaware ...

Apple sued over iPhone 3G performance under iOS 4 | iLounge <b>News</b>

iLounge news discussing the Apple sued over iPhone 3G performance under iOS 4. Find more Apple news from leading independent iPod, iPhone, and iPad site.


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I was speaking with a young man recently about starting a new business making money online and he told me about all the different programs he had purchased online but were getting him nowhere. He discussed his frustrations with incomplete information, unfamiliar terms, and just the overwhelming amount of fluff with no real substance he had maxed out his credit cards to buy.

After he vented for a while, he asked a very simple question: "So where do I begin?"

I think my answer surprised him. "You need to start with yourself."

Starting a small business, especially a home-based business making money online, should never be about the business itself - it should be about YOU. You need to know yourself and what you really want out of this type of business. Not everyone should work for themselves and certainly not everyone can succeed online. There are certain characteristics, traits, and skills that are vital to success as a work-at-home entrepreneur. Running a small business from home will be one of the most difficult tasks you can ever attempt if it's not a good fit with your personality and traits.

So is running a business making money online right for you? Ask yourself these questions to gauge your talents, skills, and chances for success.

1. Do you really want to work for yourself? Without true desire, you will not be successful. There needs to be a reason why you want to pursue this business. Making the decision to create a business making money online can be life-changing. You need to make sure it is truly what you want. There are so many other options and opportunities in the world to make money. Running an online business is just one possible choice. If you pursue an online business for the wrong reason (you think it's an easy way to make money, for instance), you may well fail.

2. Are you willing to keep learning and growing? Look at any super-successful athlete, like Michael Jordan, Tiger Woods, or more recently Michael Phelps. Even at the height of their success, they never stopped practicing, never stopped trying to improve. If the best in the world surround themselves with coaches and are never satisfied with their skill level, what does that tell you? You must be willing to invest the time and effort in learning and improving.

3. Can you take responsibility for your own success or failure and prioritize activities for yourself? In other words, are you self-motivated? Self-motivation means you can act because the outcome has personal meaning to you.

4. Can you stick to your plan even when things go wrong? This is perseverance, or the refusal to accept "No" as a final answer. Starting a small business making money online is hard. There are obstacles and challenges, many of which you will not know about until you are up against them. The entrepreneur who refuses to admit defeat and keeps getting up and plugging away, over and over again, is the entrepreneur who will succeed online.

5. Do you know your limitations? Truly successful people know their own weaknesses and figure out ways to compensate. They hire help or outsource what they don't know how to do. Working for yourself does not mean always working by yourself.

Success comes from identifying your talents and desires and then working to use your talents to make your desires come true. After all, someone once said "work is only work when you'd rather be doing something else." So do a thorough inventory of your own traits, likes and desires before committing to running a business making money online from home.





















































Wednesday, November 3, 2010

foreclosure statistics

eric seiger

dupage foreclosure statistics by foreclosurepro


eric seiger

Good <b>News</b> For Murkowski Means Long Nights For Alaska | TPMDC

Early results from the hotly-contested Alaska Senate race show "write-in" leading the results with close to 40% of the total counted. That's good news for Sen. Lisa Murkowski (R), who banked on a write-in campaign to return her to the.

Fox <b>News</b> Dominates Election Coverage Ratings – Deadline.com

Fox News towered over the competition -- cable and broadcast -- with its midterm election coverage last night. According to early Nielsen estimates, Fox News averaged nearly 5 million viewers for its marathon coverage from 6 PM to 3 AM, ...

More thoughts on <b>news</b> from abroad | Media | guardian.co.uk

Martin Moore's study of the decline of international reporting in British newspapers raises questions about what readers really want.


eric seiger

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eric seiger

Good <b>News</b> For Murkowski Means Long Nights For Alaska | TPMDC

Early results from the hotly-contested Alaska Senate race show "write-in" leading the results with close to 40% of the total counted. That's good news for Sen. Lisa Murkowski (R), who banked on a write-in campaign to return her to the.

Fox <b>News</b> Dominates Election Coverage Ratings – Deadline.com

Fox News towered over the competition -- cable and broadcast -- with its midterm election coverage last night. According to early Nielsen estimates, Fox News averaged nearly 5 million viewers for its marathon coverage from 6 PM to 3 AM, ...

More thoughts on <b>news</b> from abroad | Media | guardian.co.uk

Martin Moore's study of the decline of international reporting in British newspapers raises questions about what readers really want.


eric seiger

Good <b>News</b> For Murkowski Means Long Nights For Alaska | TPMDC

Early results from the hotly-contested Alaska Senate race show "write-in" leading the results with close to 40% of the total counted. That's good news for Sen. Lisa Murkowski (R), who banked on a write-in campaign to return her to the.

Fox <b>News</b> Dominates Election Coverage Ratings – Deadline.com

Fox News towered over the competition -- cable and broadcast -- with its midterm election coverage last night. According to early Nielsen estimates, Fox News averaged nearly 5 million viewers for its marathon coverage from 6 PM to 3 AM, ...

More thoughts on <b>news</b> from abroad | Media | guardian.co.uk

Martin Moore's study of the decline of international reporting in British newspapers raises questions about what readers really want.


eric seiger

Good <b>News</b> For Murkowski Means Long Nights For Alaska | TPMDC

Early results from the hotly-contested Alaska Senate race show "write-in" leading the results with close to 40% of the total counted. That's good news for Sen. Lisa Murkowski (R), who banked on a write-in campaign to return her to the.

Fox <b>News</b> Dominates Election Coverage Ratings – Deadline.com

Fox News towered over the competition -- cable and broadcast -- with its midterm election coverage last night. According to early Nielsen estimates, Fox News averaged nearly 5 million viewers for its marathon coverage from 6 PM to 3 AM, ...

More thoughts on <b>news</b> from abroad | Media | guardian.co.uk

Martin Moore's study of the decline of international reporting in British newspapers raises questions about what readers really want.


eric seiger
eric seiger

dupage foreclosure statistics by foreclosurepro


eric seiger
eric seiger

Good <b>News</b> For Murkowski Means Long Nights For Alaska | TPMDC

Early results from the hotly-contested Alaska Senate race show "write-in" leading the results with close to 40% of the total counted. That's good news for Sen. Lisa Murkowski (R), who banked on a write-in campaign to return her to the.

Fox <b>News</b> Dominates Election Coverage Ratings – Deadline.com

Fox News towered over the competition -- cable and broadcast -- with its midterm election coverage last night. According to early Nielsen estimates, Fox News averaged nearly 5 million viewers for its marathon coverage from 6 PM to 3 AM, ...

More thoughts on <b>news</b> from abroad | Media | guardian.co.uk

Martin Moore's study of the decline of international reporting in British newspapers raises questions about what readers really want.



Across the United States the economy has taken a heavy toll on consumers in the way of record unemployment and home foreclosures. The rate of Americans losing their jobs doesn't seem to be leveling off as of yet, so it is anticipated the market will continue to be flooded with homes up on the auction block. One of which has been hit particularly hard is Chicago Metro Area in Illinois.

As released from the Illinois Foreclosure Listing Service, through the third quarter of 2009 alone, there were a little over 53000 legal actions filed to begin foreclosure proceedings in Chicago land. Parts of Chicago Metro, which includes the metropolitan area, were hit with an increase of a whopping forty percent. Biggest in increase in numbers of new foreclosure fillings were Kendall, McHenry and Dupage Counties. In Cook County alone, there is a back up of files waiting to be recorded in the coming years. These are some of the worst numbers for consumer home loss in the nation. Illinois currently ranks fifth in the nation in the number of home foreclosures.

The catalyst which brought on the avalanche of Chicago foreclosures is the unemployment rate, and not just a hefty number of high risk loans. Although there would undoubtedly be a few bad loans made in each area, the unemployment has been identified as the primary cause, as unemployment in Illinois has risen to 10.5%, according to the U.S. Bureau of Labor Statistics. As of August 2009, when these numbers were released, the U.S. national average for unemployment was 9.7%.

Home foreclosures got to be such a huge problem for the entire state of Illinois that the governor of the state, Pat Quinn, signed a bill which gave homeowners more rights which can help stop some of the legal proceedings. The law was signed in April of 2009 and gives homeowners who agree to have homeowner counseling an extra 90 days to get their affairs in order and keep their home. This law will help those who have not yet entered into the legal action of having their home foreclosed. All mortgage lenders in the state must abide by the terms set forth in the bill, which is set to expire after two years.

Individuals who are interested in taking advantage of the many properties available because of the trend in foreclosures have plenty of homes to choose from. Lenders are of course more stringent on applicants being able to meet stricter guidelines and incomes before approving loans. The majority of loans can only be approved up to 75% of the home's value, with the buyers having to cover the remaining 25% on their own. These are usually handled through a down payment of cash from earnings or a separate loan.

Chicago has been hit hard by the economic downturn, with unemployment and foreclosures touching the lives of many. Thankfully some homeowners will be able to keep their home due to the Homeowner Protection Act, and the likelihood of jobs returning when the economy turns around. In the mean time, there are plenty of home deals for those who are in the position to take advantage of them.